Commercial Insurance Solutions for Offices

Your Office Building requires coverage for a wide range of property and liability exposures, including fires, slip and falls and water damage. Planning, risk management, and our insurance coverage can address these needs of your commercial real estate business.

You will get a comprehensive insurance program from us to protect your Office Building in the event of a covered loss.

Whether you own a strip mall or a realty company, you have a lot of things to worry about. Your insurance shouldn’t be one of them. Our insurance program provides you with coverage for a wide range of property and liability exposures, including fires, slip and falls and water damage.

Whether we are identifying risks or helping minimize the cost of a claim, our experienced Underwriting, Risk Services and Claims teams understand your needs and are here to serve you. We live and work in the Mid-Atlantic with you, and are nearby when you need us.

Let us show you how we can develop a program that is right for you.

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Types of Offices that We Insure

We insure a wide range of commercial offices, including your leased office building and office based businesses.

Coverage Highlights

Property

  • Money and securities
  • Computers and office equipment
  • Valuable papers and records
  • Business income and extra expense from dependent properties
  • Newly acquired buildings

General liability

  • Premises and operations – injuries while on your premises
  • Increased medical payments
  • Personal & advertising injury
  • Increased fire damage legal
  • Additional insured

Business Auto

  • Liability while delivering
  • Non-owned liability
  • Drive other car coverage
  • Rental reimbursement

Equipment Breakdown
Both real and personal property coverage including electrical, mechanical, and pressure systems breakdown.

Optional Coverages Tailored to Offices

Inland Marine
Examples of Inland Marine coverage we can offer your office business include Accounts Receivable, Valuable Papers, Electronic Data Processing and other coverages tailored to your needs

Crime
Examples of Crime coverage we can offier your office business:

  • Employee dishonesty
  • Forgery
  • Money and securities
  • Employee retirement income security

Cyber Liability
Coverage for a Privacy Breach event
Coverage for media wrongful acts, network security, wrongful acts, and privacy wrongful acts
Extortion Coverage

EPLI
Protection for discrimination, harassment, wrongful termination, and more
Protection for you and employees from allegation of wrongful acts
Extended reporting period up to 36 months
Available to companies up to 50 employees

Workers’ Compensation
Protecton from work related injuries or illness. Workers’ Compensation coverage provides payment for medical care, lost time wages, financial benefits to the family of a deceased worker, and more. Workers’ Compensation coverage can protect both you and your employees.

Umbrella Coverage
Additional liability coverage to help protect against severe or catastrophic claims against you. This coverage protects your assets when the cost of a general liability or commercial automobile claim exceeds the limits of those policies.

Risk Management Services

Services

  • BMAG Safety Portal with safety news, reference links, and safety sheets
  • On-site safety and health assessments
  • Customized training programs
  • Specialized property consulting
  • Industrial hygiene
  • Safety video rentals
  • Management services, including fleet safety, accident investigation, job safety analysis, machine and material handling reviews

Training Offered
Our customized training programs assist in developing management skills and procedures to reduce loss.

Loss Control Services also offers our clients a range of educational and reporting materials.