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At BMAG®, we take a “generalist” approach to underwriting, with a focus on middle market commercial accounts. We also offer a variety of niche-oriented products, tailored to the needs of various industries.

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Unlike many companies whose general underwriters occasionally handle Inland Marine coverage, we have a dedicated division of Inland Marine specialists who focus exclusively on providing this coverage.

Because of our expertise, we provide a much wider range of Inland Marine options. The following are descriptions of some of the available coverages we provide on a regular basis.

Construction

Builders’ Risk - covers materials and supplies that will become a permanent part of the buildings or structures, foundations, scaffolding, temporary or permanent fencing and other temporary structures.
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Contractors’ Equipment - covers tools and heavy equipment on the job site.
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Contractors’ Equipment Floater - covers equipment on premises, during transport and at the job site.

Riggers’ Liability - “on hook” coverage for third-party liability for damage to property being hoisted by a rigger.

Installation Floater - covers building supplies during transport and installation, including theft from job site.

Other Coverages

Jeweler’s Block - covers jewelry store inventory and customer’s goods while in the jeweler’s custody, as well as property in transit and stored at other locations.
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Motor Truck Cargo - covers goods of others in transit, during loading and unloading, while insured is acting as a common or contract carrier.
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Warehouse Legal Liability - covers costs associated with investigating and defending lawsuits if you store goods for others and they suffer a loss.

Fine Arts - covers museums, galleries, and other businesses which house, transport, sell or loan artwork or other valuable collections.
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Electronic Data Processing (EDP) - covers damage or loss to insured’s computer equipment, software, and information.

Bailee Customers Floater - covers the property of others while it is in your care. Examples include dry cleaners and all types of repair shops.

Equipment Dealers - covers businesses which regularly ship various equipment.

Miscellaneous Floater - covers specified equipment or goods that are not generally included in other policies.

Accounts Receivable - covers money due to the insured when there is a loss of accounts receivable records.

For more information on Inland Marine Products, please contact a Berkley Mid-Atlantic Group Agent.